Privacy Policy

Last updated: December 2024

TL;DR: Your financial data stays on your device. We never see, store, or have access to your transactions, balances, or account information.

Our Privacy Promise

PocketSafe is built with a zero-knowledge architecture. This means your financial data is stored exclusively on your iPhone using iOS Keychain and Secure Enclave. Our servers act as a stateless relay — we forward requests to financial service providers and return responses directly to your device without logging or storing any data.

What Data We Collect

Data We Never Collect

  • Your bank account credentials
  • Your account balances
  • Your transaction history
  • Your financial institution names
  • Any personally identifiable financial information

Data We May Collect

  • Email address: If you join our waitlist or create an account
  • Anonymous usage analytics: App opens, feature usage (no financial data)
  • Crash reports: Technical information to fix bugs
  • Subscription status: To manage your Pro subscription

How Bank Connections Work

We use Plaid to facilitate secure connections to your financial institutions. When you connect an account:

  1. You authenticate directly with Plaid's secure interface
  2. Plaid sends an encrypted access token to your device
  3. This token is stored in your device's Secure Enclave
  4. When syncing, requests pass through our stateless proxy to Plaid
  5. Plaid returns your data directly to your device
  6. Our servers never see, log, or store any of this data

Data Storage

All your financial data is stored locally on your iPhone using:

  • iOS Keychain: For sensitive credentials and tokens
  • Secure Enclave: For encryption keys
  • Local database: For your transaction history and settings

If you enable iCloud backup, your data can be encrypted and backed up to iCloud. This backup is encrypted with keys only you have access to — neither Apple nor PocketSafe can read it.

Third-Party Services

We use the following third-party services:

  • Plaid: Bank account connections (see Plaid's Privacy Policy)
  • Apple: App distribution, subscriptions, crash reporting
  • Analytics provider: Anonymous usage analytics only

Your Rights

You have the right to:

  • Export all your data at any time
  • Delete all your data with one tap
  • Disconnect any bank account
  • Request deletion of your waitlist email

Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@pocketsafe.app.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.